Hi Frank
I think you can get what you want with a series of xsl:if elements.
If I were you I might extract all the LoanTransactionDetails things into its own template. Like this:
<xsl:apply-templates select="LoanTransactionDetails"/><br>
And then the template might be like this:
<xsl:template match="LoanTransactionDetails">
<soap:LoanTransactionDetails>
<xsl:if test="procFile != ''">
<soap:procFile><xsl:value-of select="procFile"/></soap:procFile>
</xsl:if>
...
</soap:LoanTransactionDetails>
</xsl:template>In my experience, XSL can be a challenge. You might want to try an interactive editor, like this one: https://xslttest.appspot.com/
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